FCRA
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Trigger Leads and How To Deal With Them
- May 26, 2022
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
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Credit Reports May Be on the Verge of a Major Overhaul
- July 29, 2021
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
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Length of Time Items Stay on a Credit Report
- August 21, 2015
- Posted by: Joel Firestone (G-Net Consulting)
- Category: News
How long do items stay on a credit report? A lot of people will answer that question with a simple: “seven years.” In some cases this is true. Overall though, it’s not that simple. Both positive and negative items have a “life span” and those are not all the same. Let’s start with something simple.
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The Fair Credit Reporting Act May See an Overhaul
- October 9, 2014
- Posted by: Joel Firestone (G-Net Consulting)
- Category: News
Representative Maxine Waters, the top Democrat on the House Financial Services Committee has proposed a new bill titled “Fair Credit Reporting Improvement Act of 2014”. The Fair Credit Reporting Act (FCRA) has been in existence for 44 years with the last changes to it happening in 2003. If passed, this bill could have an overwhelming
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Advantage Credit Offers FCRA Certification in Partnership with the NCRA
- November 21, 2013
- Posted by: Joel Firestone (G-Net Consulting)
- Category: Press Releases
Evergreen, Colo., November 21, 2013 – In an effort to help its clients remain compliant with the Fair Credit Reporting Act, Advantage Credit, Inc., in affiliation with the National Consumer Reporting Association (NCRA), is offering FCRA Compliance Certification. This certification will help users of credit reports understand the FCRA and credit repository policies that regulate
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Can A Borrower Pay For A Rescore?
- October 31, 2013
- Posted by: Joel Firestone (G-Net Consulting)
- Category: News
In a word… no. Per all credit reporting agencies’ contracts with the national credit bureaus, “any costs or fees bureau charges client for the service will under no circumstances be charged back to the customer, either directly or indirectly…” The reason for the credit bureaus implementing this policy over 15 years ago is based on