Credit Report
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Co-Borrower Vs. Co-Signer
- January 19, 2023
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
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Scoring Model Changes Are Coming
- November 2, 2022
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
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Student Loan Forgiveness
- October 27, 2022
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
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Duplicate Reporting
- September 22, 2022
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
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Another Reason to Avoid Credit Repair
- February 25, 2022
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
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Late payments During Forbearance
- July 1, 2021
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
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Can Collections Be Removed?
- March 11, 2020
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
This is a very frequently asked question – It is possible to have a collection removed from a credit report? The best answer would be…sometimes. A lot depends on the type of collection, the amount of the collection and the policies of the collection agency. Technically, a collection will stay on a credit report (paid
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UltraFICO
- November 8, 2018
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
Fair Isaac Company (FICO) along with Experian and data aggregator Finicity announced last week that starting in January 2019 they will begin pilot testing a new credit score called “UltraFICO.” In addition to the information the scoring models already take into consideration, this new score will also factor in the money a consumer has in
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New laws will make it easier to protect your child from Identity Theft
- August 30, 2018
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
In a study from Javelin Strategy and Research published in May, more than one million children were victims of identity theft in 2017. Of those, 66% were under the age of eight. Up until now it was next to impossible to freeze a child’s credit file because there was no history for them. Children are
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Opting Out
- August 2, 2018
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
Opting Out by Mindy Leisure Does “opting out” really help your credit score? For years I have had people tell me their clients opted out and it increased their credit score by 10 or more points. In reality this is a myth. Opting out has no bearing whatsoever on a person’s credit score. What is