News

  • Installment Loans and Credit Scores

    • August 25, 2020
    • Posted by: Mindy Leisure Manager of Rescoring Services
    • Category: News
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  • Why Your Credit Score Isn’t Increasing

    • July 22, 2020
    • Posted by: Mindy Leisure Manager of Rescoring Services
    • Category: News
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  • Credit Scores Are Now More Important Than Ever

    • June 18, 2020
    • Posted by: Mindy Leisure Manager of Rescoring Services
    • Category: News
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  • Mortgages in the Pandemic

    • May 18, 2020
    • Posted by:
    • Category: News
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      With all the craziness and changes going on in the world today it is easy to get confused with the sheer volume of information being released. Since the Fed dropped the interest rates to zero, there are many questions as to how this will affect mortgage rates. Additionally, with the surge in unemployment, the
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  • A Personal Note from Advantage Credit

    • March 31, 2020
    • Posted by: Mindy Leisure Manager of Rescoring Services
    • Category: News
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    A Personal Note from Advantage Credit As the Manager of Rescore Services for Advantage Credit, along with having over 30 years of experience in mortgage and credit, I’ve written a great deal of original industry articles, with 99% of those covering something credit related. With everyone stressed, worried and frazzled right now, this article is

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  • Can Collections Be Removed?

    • March 11, 2020
    • Posted by: Mindy Leisure Manager of Rescoring Services
    • Category: News
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    This is a very frequently asked question – It is possible to have a collection removed from a credit report? The best answer would be…sometimes. A lot depends on the type of collection, the amount of the collection and the policies of the collection agency. Technically, a collection will stay on a credit report (paid

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  • The Truth About Trigger Leads

    • February 20, 2020
    • Posted by: Mindy Leisure Manager of Rescoring Services
    • Category: News
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    The Truth About Trigger Leadsby Mindy Leisure The first step in obtaining a mortgage is always going through the application process. You found the broker you want to use and fill out all the paperwork. Then you go home to find half a dozen voicemails and emails from different brokers claiming they can offer you

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  • What FICO’s New Credit Scores Mean for the Mortgage Industry

    • February 6, 2020
    • Posted by: Kristine Dworkin
    • Category: News
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    You may have heard the news; Fair Isaac is updating FICO scores! That’s right, two new credit scores are expected this summer — FICO 10 and FICO 10T. Don’t panic, these new scores won’t have much of an impact on the $2 trillion of mortgage originations expected this year. This is because lenders follow a

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  • Think Twice About These Credit Decisions

    • September 5, 2019
    • Posted by: Mindy Leisure Manager of Rescoring Services
    • Category: News
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    There are certain decisions that people make when it comes to credit that seem like smart choices up front, but can in fact actually damage credit scores. Obviously, one of the best ways to obtain and keep a good credit score is to pay your bills on time. But that’s really just one small part,

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  • Tax Time Identity Theft

    • March 7, 2019
    • Posted by: Mindy Leisure Manager of Rescoring Services
    • Category: News
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    Identity theft increases by seven percent during tax season from March through June. What is the primary source of this identity theft? Your mailbox. If you use “snail mail” to pay bills or receive checks you need to be aware, especially during this time of year. These identity thieves are not the high tech savvy

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