Credit Scores Demystified

Many consumers find credit scores to be complicated and difficult to understand. Due to the numerous variations of different scoring models, it can be particularly challenging. When reviewing your credit scores, it is important to recognize whether you are viewing a FICO score or a VantageScore. Additionally, if you are looking at a FICO score, … Read more

Generating Credit Scores

So, you’re ready to buy your first home. You check your credit on your own, review your scores, and everything seems fine. While you don’t have much credit history, you have a few credit cards and a paid-off car loan. Confident, you tell your lender you’re set to go. But when the lender pulls your … Read more