Trended Data – Advantage Credit

Next up: Vantage Score

November 5, 2025October 30, 2025 by Mindy Leisure Director of Rescoring Services

In September, Fannie Mae announced that on November 17, 2025 they would start adding Vantage 4.0 to their disclosures. This announcement was made in preparation for their ability to accept the Vantage 4.0 score. The systems must be integrated first, which they are currently working on. With this announcement though, comes a great deal of … Read more

Trended Data: A Look into Credit History

October 12, 2023 by Mindy Leisure Director of Rescoring Services

In October 2022 the Federal Housing Finance Authority (FHFA) announced approval for the use of the FICO 10T (released in 2020) and Vantage 4.0 (released in 2017) scoring models. Once rolled out these scoring models will replace the older scoring models currently used by the Government Sponsored Enterprises (GSEs) for mortgages. The FHFA believes the … Read more