THE TERMS & CONDITIONS FOR THE ADVANTAGE CREDIT, INC. SERVICE AGREEMENT HAVE BEEN REVIEWED, UPDATED, AND REPUBLISHED AS OF 2025. CHANGES TO THE T&C’S ARE MADE IN BLUE FONT, SO THE ENTIRE DOCUMENT SHALL REFLECT BLUE AND WILL REMAIN IN BLUE FOR NO LESS THAN SIX (6) MONTHS. LAST UPDATED 01.24.2025